Is buying a House this year a wise decision ???

 This year has been hard for everyone. A lot has changed and is constantly changing. In the midst of all the difficulties we've faced on the global aspect, I'd like to think we've also experienced growth. No matter what perspective you have grown in. I hope you take a moment to appreciate and recognize it.
There is no growth without challenge, there is no growth without change, there is no growth without adaption. 
I am sure many of you will agree with me.
For us we have been planning to move out of our rented house and buy ours, it is a big step.



The thought has been in our heads for a while now but every year something else would take the priority.
we have to think about the pros and cons 
and with the bad economy and unpredictable job stability, due to pandemic, many things have to be considered.
 Searching for houses on different sites has become my new hobby. It is interesting to look inside the houses ( Try it sometime you will love it) So I found something that we have been looking for. 
   This property has about 13 acres of land and the price is very reasonable. It is near our jobs but a lot of work has to be done to fix the house.
We are sitting on a fence if we should buy it this year, so I looked up and found out that the mortgages are more affordable than they have been in a long time. Honestly, I hate that it took a pandemic to get us here, but if there is the slightest chance of buying a place of my own, it is not one I'm going to miss.
Now comes paying off the loan and keeping a tab. Usually, my husband is good at paying off bills on time but it still becomes overwhelming for him so I found this amazing site that does the hard work and makes it easy to calculate, once the mortgage kicks in and there is a new bill to pay off every month it will be really hard. 
Pigly is a great site to keep all the payments on track.

 
It is a new site that is free of ads and is neat and easy to use. It works efficiently and smoothly.

  

Pigly offers a wide range of tools from savings, budgeting, retirement planning, mortgages, auto loans, personal loans, and so on. They offer something relevant for just about everyone.
Since I wanted to focus on the mortgage payment, I  clicked here and calculated how much it will be every month. It was a simple filling in all the required boxes and it tells us how much the total will be that has to be paid.
I love how easy it was to use the site. Love the layout and efficiency.
I also started using it for budgeting every month's expenses

 and figured where I was wasting money unnecessarily.
We are almost sure what we want to do, let's hope it works in our favor and our offer is accepted.
2020 is ending soon with problems one after the other, I am hoping buying a house will bring a big change in our lives.





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